COVID-19 Resource Center



Sample Essential Employee Letter
CISA Guidance
Secretary of Treasury Memo
CUAD Request to Gov. Noem
CUAD Request to Gov. Burgum


COVID-ID 19 Pandemic Thread:
InfoSight Discussion Board



US Department of Labor
CU FAQs – Sick & Paid Leave



COVID-19 Response Center

CUNA Mutual Group:
Coronavirus Update

Info for Federally Insured CUs

Better Business Bureau (BBB):
Tips on COVID-19

ND Department of Health:
Coronavirus Updates & Info

SD Department of Health:
Coronavirus Updates & Info

Member Activation Program:
CUNA COVID-19 MAP Template



Emergency Funding:
CUNA News Story

Avoiding Scams:
Guidance from the FTC

FFIEC Pandemic Planning:
Updating Business Continuity Plans



Pandemic Preparedness:
Managing Coronavirus &
Other Epidemics

Free recorded webinar
available for download.

Register for Access

KnowBe4: Critical Considerations
To Improve Your Remote
Employee Security During
the COVID-19 Pandemic

Free on-demand webinar.
Watch the Webinar Now



Pandemic Preparedness:
CU Policy Pro - Model Policy




Updated Tuesday, March 31, 2020 at 4:40 PM 


CUAD is following developments of the coronavirus pandemic and will update this page as information is available. Please also monitor your email for urgent developments from the Association. In order to reduce extra communication in your inbox, we will be releasing the Memo only three days a week (Monday, Wednesday, Friday).

Latest News

  • Tuesday, March 31, 2020 –
    Virtual Roundtable – Hosted by the Bank of North Dakota & North Dakota Small Business Administration (SBA) Office

    Join us Wednesday, April 1, at 11 a.m. CT 
    • Opening Remarks: Eric Hardmeyer, President/CEO, Bank of North Dakota
    • The Role of Financial Institutions in Economic Recovery: Governor Doug Burgum, Governor, State of ND
    • Statewide Economic Recovery Efforts: Michelle Kommer, Commissioner, ND Department of Commerce
    • Detailed Instructions On Completing SBA Applications: Alan Haut, District Director for ND, SBA

    Please pre-register for the webinar by clicking here
    Complete the following survey regarding your customer needs prior to the webinar.

  • Tuesday, March 31, 2020 –
    Phase III Legislation Update
    The following is an overall summary prepared by Jay Kruse, CUAD Chief Advocacy Officer. The document details each phase of the coronavirus stimulus legislation to date along with the enactment dates and the provisions affecting credit unions.
    Download Phase III Legislation Summary

  • Tuesday, March 31, 2020 –
    SD SBA Virtual Conference Call
    The following download provides basic information and guidance on the CARES Act. Additional guidance is still being received by SBA officials. Topics addressed include: Paycheck Protection Act, Express Loans, Loan Forgiveness, and Emergency Grants available in the relief package. Please contact the SD SBA office directly for more information.  Download SBA Presentation Slides
  • Tuesday, March 24, 2020 –
    Noem Issues Executive Order Regarding COVID-19
    South Dakota Governor Kristi Noem has issued an executive order regarding COVID-19 guidelines. The order details the measures South Dakotans and businesses should take to further prevent the spread of coronavirus. Read the Guidelines
  • Thursday, March 19, 2020 –
    New Congressional Action Regarding Coronavirus Pandemic Impact on Credit Unions
    Families First Coronavirus Response Act
  • Wednesday, March 18, 2020 –
    Small Business Administration (SBA) Disaster Loans
    Do you have questions about the SBA’s Disaster Loan Assistance available in the Dakotas? You must be in an SBA declared disaster area to be eligible for SBA disaster assistance, and neither state has officially received a “Disaster Declaration.” We do however believe that the official “Disaster Declarations” for both Dakotas are in the works. For now, the SBA is encouraging South Dakota small businesses and non-profits impacted by COVID-19 to complete and submit an Economic Injury Worksheet. Shortly after the declaration is announced, SBA will be opening the application portal for both North Dakota and South Dakota businesses to apply. Click here for more information.
  • Thursday, March 12, 2020 –
    CUNA Letter to Congressional Appropriators
    CUNA sent a letter to Congressional appropriators asking for an increase in the funding for the Community Development Revolving Loan Fund (CDRLF) from $1.5 million to $3.0 million and an increase in funding for the Community Development Financial Institution Fund (CDFIF) from $262 million to $300 million.
    • League staff from states with leadership on the authorizing committees are currently working with Congress on two legislative priorities to consider as it puts together further response legislation.  Specifically, we are proposing legislation to exempt member business loans made in federally declared disaster areas and during public health emergencies from the member business lending cap. We are also proposing legislation to exempt from the member business lending cap the entirety of loans guaranteed by the Small Business Administration. This may not be the complete universe of proposals we will put before Congress, but these are the first two we have sent up.
    • CUNA sent NCUA Chairman Hood a letter encouraging examination accommodations for credit unions impacted by COVID-19, capital forbearance for credit unions serving members impacted by the virus, and guidance on the ability of federal credit unions to hold virtual board and membership meetings.
    • CUNA also sent a letter to the CFPB to encourage them to finalize their remittance rule and to provide an accommodation for remittance transfers to persons overseas impacted by the virus.

A Message from CUAD President/CEO, Jeff Olson 
Rest assured, your money is safe at your credit union.


CUNA/AACUL Request Input on COVID-19 Response

CUNA and CUAD are taking steps to assess how credit unions are serving members during this crisis. This will help share the credit union difference broadly along with best practices among credit unions.
Please share how your credit union is working to provide relief and adapting to challenges presented by the pandemic
by taking CUNA's survey.  Please contact Jeff Olson, CUAD President/CEO, with any questions or concerns.


Status of Upcoming CUAD Events 

We will continue to work with our venue providers, local municipalities, state government, and others to ensure we take all precautions and adhere to recommendations from the Centers for Disease Control and Prevention (CDC). In the event we cancel or reschedule any of our events, registrants will be fully reimbursed.

  • ULEND Academy – March 31-April 1, Fargo, ND
    **UPDATE** This event has been rescheduled to August 4-5 at the same hotel in Fargo, ND
  • Annual Summit – May 4-6, Sioux Falls, SD
    **UPDATE** This event has been rescheduled to October 5-7 at the same location in Sioux Falls, SD
  • CUAD Compliance School – May 19-20, Bismarck, ND 
  • New Ideas Conference – October 5-7, Fargo, ND
    **UPDATE** This event has been canceled.