CAP Program

Cooperative Alliance Program (CAP) 
The Credit Union Association of the Dakotas has created the Cooperative Alliance Program (CAP) to allow vendors the opportunity to increase visibility and relationships with Dakotas’ credit unions.

CAP vendors must offer professional service, superb products, and competitive pricing. These companies must understand the qualities that make credit unions unique and strive to help credit unions provide the best service possible to Dakotas’ credit union members.

CAP Partners
Specific cost for this program and details for CAP Partner vendors will be agreed upon and spelled out in individual vendor contracts, which may include benefits in addition to standard CAP benefits.

Enrollment in the CAP program is for one calendar year. Enrollment in the program is open any time during the year. Participants enrollment date will be effective upon receipt of a completed enrollment form and payment. For more information contact George McDonald, Chief Officer of Strategic Services, 701.250.3942 or


CUNA Mutual Group is a financially strong insurance and investment company, and proud to be CUAD's system partner. We work with 95 percent of credit unions in the United States – protecting their business and their members. CUNA Mutual Group offers commercial and personal insurance products; lending and payment security solutions; and retirement, investment, data and analytics, and marketing services. Visit our website to learn more or contact Lisa Freiberg at 605-665-5050.



Alloya is a not-for-profit credit union. Alloya Corporate is devoted to helping credit unions achieve collective cost-savings and competitive advantages, while the cost benefits and profitability remain within the cooperative network. Visit our website to learn more or contact John Schlimgen at 605-977-3754. 


Pactola is a subsidiary of Midwest Business Solutions. We are a Credit Union Service Organization that is dedicated to commercial and agricultural lending and serving multiple credit unions and banks throughout the United States with our services. We help our partners increase their earning assets and profitability.  By doing so, we help them become a relevant financial force in their community increasing social good through helping businesses and farmers. Visit our website to learn more or contact Phil Love at 605-718-5455.


The Baker Group, established in 1979, has provided investment portfolio and interest rate risk management to community financial institutions nationwide. The Baker Group is one of the nation's largest independently owned securities firms specializing in asset/liability and investment portfolio management for community financial institutions. Visit our website to learn more or contact Mark Baumann at 405-415-7291.



Located in Mandan, ND, Lewis & Clark Development Group provides programs and loans to support individuals, businesses, and local governments in expanding affordable housing opportunities and advancing economic and community development across North Dakota. This group is a collaboration of three separate non-profit organizations: CommunityWorks North Dakota (CWND), the Lewis & Clark Certified Development Company (LCCDC), and the Lewis & Clark Regional Development Council (LCRDC). Visit our website to learn more or contact Brent Ekstrom at 701.667.7624. 


At LSC, our philosophy is simple- we help our credit unions compete. We are your comprehensive, one-stop shop for payment services. Our team works directly with your credit union to create a new game plan to make you stronger and increase your wins. The bottom line is it's our job to see credit unions succeed. Visit our website to learn more or contact Dave Fitzgerald at 630-983-2917. 



The Bank of North Dakota is a state-owned-run financial instituion based in Bismarck, ND. BND mission is to deliver quality, sound financial services that promote agriculture, commerce and industry in North Dakota. We are an agile partner that creates financial solutions for current and emerging economic needs. Visit our website to learn more or contact Lance Hill