Legislative Update with Jay Kruse
by Jay Kruse
Chief Advocacy Officer

Good Morning!


Can you believe it’s already June, and we are almost halfway through 2019? The year is flying by, but I’m definitely ready for some warmer weather and a break from the rain. While most schools are out for the summer, Congress is still in session, and both the House and Senate will be busy this week with disaster relief, flood insurance, and budget discussions.


National Flood Insurance Program (NFIP) Extended.


The NFIP was set to expire at midnight on May 31; however, the House was able to agree on a two week extension via unanimous content and President Trump quickly signed the bill to prevent the program from lapsing. The two week extension sets a new June 14 deadline for Congress to agree on a more long-term solution.


The House is expected to vote on H.R. 2157, the Additional Supplemental Appropriations for Disaster Relief Act of 2019, later this week. This legislation does include a provision that would extend the NFIP through the end of September, which also marks the end of the fiscal year. We will continue to encourage Congress to work on a long-term  solution to instill confidence the market and provide piece of mind to borrowers/lenders.


FCC Vote on Robocalls.


Last week, we asked you to take part in an Action Alert to solicit your comments on the FCC ruling to allow default call blocking. The FCC ruling would give telephone carriers the ability to block calls by default that they suspect to be unwanted robocalls, without regard to whether the calls are being placed by a credit unions or other business with prior consent and a pre-existing business relationship with the consumer. The order would also give consumers the ability to block all calls to their mobile phones except those from numbers in their contact list. We have worries this ruling could significantly prevent a credit union from effectively communicating with its members.


What's next? FCC Commissioners' will vote on whether to approve the ruling on Thursday, June 6, 2019. If approved, the ruling will take effect immediately, while the Commission continues to solicit comments on ways to avoid blocking legal calls and remedies for blocked legal calls under the Commission's third proposed rule-making.


If you have any questions regarding these or other advocacy issues, please do not hesitate to contact me.




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