Legislative Update
by Jay Kruse
Chief Advocacy Officer

Good Morning!

Happy North Dakota Primary Election Day! Today is the day to get out and make your voice heard. Polls opened bright and early this morning at 7:00 a.m. giving voters the chance to vote throughout the day, until polls close this evening at 7:00 p.m. If you would like to see a sample ballot or have questions about where to vote or who the candidates are, check out these ND voter resources we posted in The Memo last week.

Once polls close tonight, a full list including local races and election results can be found on the ND Secretary of State’s website.

What’s Next After S.2155?

While we celebrate the regulatory relief victory on S.2155, we continue to push our aggressive Campaign for Common-Sense Regulation in Washington. Before I talk about where we will shift our focus, I wanted to make sure everyone has seen and read Amy Kleinschmit’s articles discussing the effective dates of credit union specific provisions, and the NCUA’s quick response to reflect the positive changes brought on by S. 2155.

Next week Jeff Olson and I will be in Washington D.C. as part of our summer CUNA-League Advocacy and League Presidents team meetings. Jeff and I have also scheduled meetings with our Dakotas’ congressional delegation to discuss our ongoing advocacy agenda and some additional issues that our local credit unions are facing.

Yesterday, in his President’s Perspective, Jeff detailed some of the important changes needed at the CFPB. This will be a major focus of our discussions next week. Most importantly, we will continue to advocate for a complete credit union exemption from the CFPB’s rulemakings, just as we have since the bureau was created. I wanted to follow-up on a couple additional issues that we will be discussing with the Dakotas’ congressional delegation. 

ADA Website Accessibility.

Representatives Ted Budd (R-NC) and Lou Correa (D-CA) are leading a sign-on effort on the ADA website accessibility issue. This is a major issue on the minds of credit unions in the Dakotas due to the looming threat of frivolous lawsuits with little recourse. It is critical for the Department of Justice to take immediate steps to declare that private legal action under the ADA with respect to websites is unfair and violates basic due process principles. Materials are being circulated by the offices including a copy of the letter they intend to send to Attorney General Sessions. The letter will close later today, as sponsors intend to send the letter when they return to Washington this afternoon. As of yesterday afternoon, Representative Kristi Noem (R-SD) has signed-on, and we are hopeful Rep. Kevin Cramer (R-ND) will also lend his name to the list.

Modernize the Telephone Consumer Protection Act (TCPA).

We will continue to actively engage Congress to put pressure on the Federal Communications Commission to modernize the Telephone Consumer Protection Act (TCPA) that was enacted in 1991. The agency has issued public notice for comments on definitions used within TCPA, including what constitutes an automatic telephone dialing system (ATDS), who is a called party, and how a party may revoke prior express consent under TCPA. We will also continue to reinforce the views set forth in CUNA’s Petition for Declaratory Ruling that went before the Commission last fall. Guidance is needed to clear up the uncertainty surrounding who can be contacted, on which phone, about what issues. Along with CUNA, we are also monitoring developments regarding a TCPA reassigned numbers database.

If you have questions, concerns, or feedback regarding these or any other advocacy issues, please do not hesitate to contact me. Have a great week and don’t forget to vote!

Contact Jay Kruse at jkruse@cuad.coop or 800.279.6328 ext. 20928



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